Discover how to buy a home in Winnipeg in 10 simple steps with the Winnipeg home buying guide.. You must pay these costs when you take possession of the house. Home inspection. Getting a home inspection before putting an offer on a home is a good idea. A home inspection can cost $275 – $500+, depending on the size of the home… In Canada, you typically need to put down a minimum of 5% of the house’s purchase price as a down payment. However, if the purchase price is more than $500,000, you’ll need to put down 10% on the portion of the price above $500,000. For example, if you’re looking to buy a $600,000 house, you’ll need to put down $25,000 (5% of the first $500,000.
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If you are buying a house, this should be calculated as one of the potential costs. How much money should an owner set aside> A good rule of thumb is to set aside 5 cents per square foot of your home. So a house which is 1,200 square feet would dictate a monthly deposit into a savings account of $60.00.. For first time home buyers in Manitoba, there’s a silver lining. This exemption can save you a substantial amount, which, depending on the value of your home, could mean thousands of dollars staying in your pocket. Down payment loan program: Even with a steady income, saving for a down payment can be daunting.
